Flood Insurance Coverage
Call 1-877-669-6877 Find an Agent

Advanced Search Call 1-877-On Your Side®
(1-877-669-6877) Anytime

What does flood insurance cover?

Many homeowners are unaware that their home insurance doesn't cover flood damage. Flood insurance is one of the best ways you can protect yourself from flood losses. Contents coverage can include possessions such as furniture, clothing and other valuables, subject to policy limits and exclusions. Flood insurance covers certain cleanup expenses, damages to your heating and cooling system and repair or replacement of flooring, according to the policy. While Nationwide does not directly offer federal flood insurance policies, you can purchase building and contents flood coverage through the National Flood Insurance Program with your agent.

What is flood insurance?

Here are a few facts about floods and flood insurance:

How much does flood insurance cost?

The cost of flood insurance can vary depending on a number of factors including:

Taking into account all of these factors, the average cost of flood insurance through the National Flood Insurance Program is about $700 per year[1].

How do I get flood insurance?

You can purchase national flood insurance through Nationwide; it cannot be bought directly through the National Flood Insurance Program. Call 1-877-669-6877 and a Nationwide professional will walk you through the process. Be prepared to answer questions about your home, rental or condo as well as the area you live in.

Importantly, there is also a 30-day waiting period in most areas after you buy flood coverage before the policy becomes effective.

What to do if your home floods

Read more about what to do after a flood at FloodSmart.gov.

[1]Source: https://www.fema.gov/media-library-data/1464695949383-abdada4ea913e679e2b7e57484dcb1e4/National-Flood-Insurance-Program-Fact-Sheet-May-2016r.pdf

Share Article