SmartMiles is a pay-per-mile auto insurance program designed to save low mileage drivers money, where the premium you pay varies by how many miles you drive, giving you more control over your auto insurance costs than a traditional policy. In addition, you can earn up to 10% Safe Driving Behavior Discount based on driving behavior data collected during the first term of participation.
SmartRide is a safe-driving discount program for traditional auto insurance policies. You earn a 10% participation discount at enrollment, and you can earn up to a 40% discount on your premium that applies at renewal by displaying safe driving behaviors during a one-time evaluation period.
If you have questions about which program is right for you, contact your agent or call us at 1-855-421-2688.