Auto insurance coverages and discounts
What we cover
Collision, comprehensive, liability, medical payments and more.
Standard & optional coveragesAccident Forgiveness®
Avoid the impact of a rate increase after an accident.2
Get Accident ForgivenessLooking for more ways to save?
Check out our usage-based auto insurance programs
Common auto coverages
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Nationwide provides a variety of ways to save on car insurance through bundling, usage-based insurance, a safe driving record and other discounts.
- Nationwide can help you save an average of $646 when you bundle your home and auto policies. Bundle your insurance policies by placing your home, auto and other policies, such as motorcycle or umbrella, with one carrier.
- Explore usage-based insurance options. Nationwide offers two ways to save based on how you drive. SmartRide offers a discount based on how safely you drive, and SmartMiles provides a rate based on how much you drive.
- If you have an accident free or safe driving record, you may be eligible for reduced rates.
- Sign up for account management tools like automatic payment withdrawals or paperless policy.
- Ask! Reach out to your insurance representative annually to learn about the discounts available.
Classic car owner?
We have protection designed just for you. Check it out. And get a quote.
Auto insurance terminology
Choosing auto insurance options can feel complicated. We’re here to help you understand the ins and outs, so you can be confident you have the right protection.