Owning a home is part of the American dream. If you've put down roots in Connecticut, homeowners insurance is crucial to protecting you and your family's home. Whether you live in Stamford, New Haven, Bridgeport or any other great Connecticut town, Nationwide renters insurance can help you in the event of theft, water backup damage, certain natural disasters and more. Our policies are reliable, affordable and customizable so you can get the homeowners coverage you need to fit your budget. Get a Connecticut home insurance discounts from Nationwide and see if you qualify for one of our homeowners insurance quote today.

Connecticut homeowners coverages and discounts

Home1AndShield-outline

Homeowners insurance can protect your home against theft, fire, lawsuits, weather damage and other covered losses.

Explore coverages & options
Giftbox-outline

Repair or replace your covered possessions, regardless of age or condition.

Get Brand New Belongings®
DollarSign-outline

Making your policy more affordable.

See how you can save

What factors go into determining a homeowners insurance rate?

While the average cost of homeowners insurance varies based on a number of components, these are common factors that insurance companies use to assess risk and determine your rate:

Location

Location includes the state, ZIP code, and claims history of the area.

Construction

The materials that were used to build the house. If a custom home is being built additional coverage may be required to cover the construction site.

Age of the house

How new or old the house is, and the upgrades that were made to an older home.

Replacement cost

The replacement cost is the cost of fully rebuilding the same house. This is typically assessed by an appraiser.

Swimming pool

Owning a swimming pool may increase your liability coverage to cover possible injuries.

Home-based business

If you a run a business out of your home your premium may increase to cover the inventory, equipment, and supplies.

Coverage

The type of coverage you choose and how much personal property and liability protection you want your home insurance policy to cover.

Policy features that may meet the needs of Connecticut homeowners

Whether you own a residence in Hartford, a townhome in Waterbury or a ranch-style home in the Norwalk suburbs, our Connecticut home insurance policies have you covered.
  • Water backup1 can help protect you from losses caused by backed-up sewer or drain water.
  • Identity theft protection helps defend you against fraud and identity theft and can stop damages to your credit within minutes.

Nationwide agents throughout Connecticut are ready to assist you

Select your city below to find an agent near you.

Want to find a local agent in your neighborhood?
We have Nationwide agents throughout Connecticut.

Get a free Connecticut homeowners insurance review

A Nationwide On Your Side® Review is a free, annual consultation and insurance assessment that can help you:
  • Increase or decrease your deductible(s)
  • Determine the home insurance coverage options that are right for your budget and situation. For instance, did you recently build a garage or gazebo you need covered? Have you installed a protective device that could qualify you for a discount? The On Your Side® Review is a great time to make these types of updates to your policy.
  • Review our responsive home insurance claim policy
Call Nationwide at 1-877-On-Your-Side and get your Connecticut homeowners insurance quote today.

Nationwide coverage in Connecticut

[1] Water Backup is an optional feature. Exclusions and limits apply. Details vary by state and policy language. Please consult your policy for the specifics of your selected coverages.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.