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Explore the types of life insurance we offer

As a non-U.S. citizen, having a life insurance policy is an important step in protecting your family’s financial future. It can help to cover final expenses, fund education, and even leave a tax-free inheritance for the next generation.

Nationwide® offers a broad range of life insurance products and features that are designed to meet your changing needs at every stage of life. 

Learn more about the types of life insurance we offer and which one may be right for you.
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Life insurance eligibility requirements for non-U.S. citizens

Non-U.S. citizens can apply for life insurance in the U.S. if they have a Social Security number (SSN) or an Individual Taxpayer Identification Number (ITIN). Eligibility typically depends on things such as your residency status, purpose of stay and how much time you spend outside the country.

Document and ID Requirements

Nationwide requires proof that you have a significant presence in the U.S. This means you'll need a valid ID, such as a visa, green card or passport, and an SSN or ITIN.

Valid visa types:
E1, E2, E3, EB5, H1B, H1C, H2B, H4, I5, K1, K2, K3, K4, L-1A, L-1B, O1, 02, 03, TD, TN-CA, V1, V2

Note: Acceptable visa types vary by life insurance product.

Approved countries list

For non-U.S. citizens, life insurance eligibility often depends on your country of origin. Nationwide maintains a list of approved countries and assesses the current political and social stability of your home country to determine qualification.

For a complete list of eligibility requirements, contact one of our life insurance specialists at 1-866-207-9160 or schedule a call.
A woman smiles while discussing life insurance options with an insurance specialist on the phone.

Not sure where to start?

We provide free access to specialists who are here to listen to your unique life insurance needs. They can offer insights on a wide range of topics and answer questions, such as:

  • What type of life insurance do I need?
  • What are the key differences between term, whole, universal and variable universal life?
  • Can you help me find coverage that fits my budget?
  • Do I have enough coverage through work?

You can also visit our site for helpful answers to common life insurance questions.

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Connect with a specialist
Our life insurance specialists can provide estimates for term, whole life, universal life or variable universal life insurance. Call 1-866-207-9160 or schedule a call to get started.

Frequently asked questions
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You don’t need to live in the U.S. permanently, but you may need to show that you spend a significant amount of time in the country, usually over half the year.
Paying premiums from abroad is often possible through various means such as automatic bank withdrawals or online payments, but do discuss this with a Nationwide life insurance specialist before making any decisions.
Beneficiaries of life insurance policies do not necessarily need to be U.S. residents. However, there may be additional processes for claim payouts to non-U.S. resident beneficiaries, such as international money transfers which could involve extra fees or paperwork.
No, Nationwide uses application information solely for the purpose of life insurance underwriting.
A woman smiles while discussing life insurance options with an insurance specialist on the phone.

We’ll be there when you need us

Even in times of economic uncertainty, Nationwide has emerged strong and stable by doing what we’ve done for nearly 100 years: staying committed to our members and communities, both now and in the future.

Let’s get started
To find out more, schedule a call to talk with one of our life insurance specialists or call 1-866-207-9160.