If you spend your time cruising the beautiful beach cities of Florida’s Gulf Coast, meeting buddies in Daytona for Bike Week, exploring the legendary Keys or navigating I-95, you know how fun but challenging riding in Florida can be. Whether you’re out for a Sunday cruise and get stuck in a tropical rainstorm or sustained damages from a recent hurricane, you deserve affordable motorcycle insurance in Florida that keeps up with your life.

Affordable motorcycle insurance in Florida

We offer a wide range of motorcycle coverage options for a variety of bikes, including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds. Plus, you can have up to 12 bikes on one policy.

Motorcycle insurance discounts in Florida

Save money when you insure your car, home, apartment or condo with Nationwide. Take advantage of our motorcycle insurance discounts for a variety of bikes, including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds. Plus, you can have up to 12 bikes on one policy.

Is motorcycle insurance required in Florida?

Yes, motorcycle insurance is required and you must show proof of insurance prior to registering your motorcycle. The consequences of riding uninsured can result in varying penalties such as fines and license suspension. If you are uninsured and involved in an accident you have to pay out-of-pocket vehicle repair and medical costs.

Free Florida motorcycle insurance quote

Get a Florida motorcycle insurance quote in minutes. Click the button above to start a quote online, speak with a local agent or call 1-877-669-6877.

Reliable motorcycle insurance in Florida

Shield-outline

Get reliable protection for your motorcycle, including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds.

Get motorcycle coverage
CustomBike-outline

Protect your classic bike with classic motorcycle coverage from Nationwide.

Vintage motorcyle insurance

Optional motorcycle insurance coverages

Custom equipment

This covers aftermarket parts and equipment not originally installed on your motorcycle by the manufacturer.

OEM endorsement

Original equipment manufacturer (OEM) endorsement ensures that your motorcycle is repaired with new parts from the original manufacturer.

Roadside Assistance

A Roadside Assistant field representative will be dispatched to your location to help with towing, battery jump start, gas delivery, and a flat tire change.

Want to find a local agent in your neighborhood?
We have Nationwide agents throughout Florida.
Scooter-outline
Have a scooter or moped?
Learn more about Nationwide's moped and scooter insurance options.

Nationwide coverage in Florida

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.