Whether you’re cruising through the streets of downtown Des Moines or enjoying the winding river roads just off the state border, you need motorcycle insurance that you can depend on. That’s why thousands of Iowa motorcyclists choose Nationwide as their motorcycle insurance provider. Nationwide’s Iowa motorcycle policies feature liability, collision and comprehensive options. To help you stay protected on the road, our collision coverage offers up to $2,000 in safety apparel coverage.

Nationwide also has some of the best motorcycle insurance rates around. With many different discounts available, such as multi-policy and homeowners discounts, there are plenty of ways to save. You can also get Roadside Assistance coverage added onto your Iowa motorcycle insurance policy in case of an emergency.

Protect your bike with reliable and affordable Iowa motorcycle insurance from Nationwide – get a quote today.

Is motorcycle insurance required in Iowa?

Yes, motorcycle insurance is required and you must show proof of insurance prior to registering your motorcycle. The consequences of riding uninsured can result in varying penalties such as fines and license suspension. If you are uninsured and involved in an accident you have to pay out-of-pocket vehicle repair and medical costs.

Free Iowa motorcycle insurance quote

Get an Iowa motorcycle insurance quote in minutes. Click the button above to start a quote online, speak with a local agent or call 1-877-669-6877.

Reliable motorcycle insurance in Iowa

Shield-outline

Get reliable protection for your motorcycle, including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds.

Get motorcycle coverage
CustomBike-outline

Protect your classic bike with classic motorcycle coverage from Nationwide.

Vintage motorcyle insurance

Optional motorcycle insurance coverages

Custom equipment

This covers aftermarket parts and equipment not originally installed on your motorcycle by the manufacturer.

OEM endorsement

Original equipment manufacturer (OEM) endorsement ensures that your motorcycle is repaired with new parts from the original manufacturer.

Roadside Assistance

A Roadside Assistant field representative will be dispatched to your location to help with towing, battery jump start, gas delivery, and a flat tire change.

Want to find a local agent in your neighborhood?
We have Nationwide agents throughout Iowa.
Select your city below to find an agent near you.
Scooter-outline
Have a scooter or moped?
Learn more about Nationwide's moped and scooter insurance options.

Nationwide coverage in Iowa

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.