For those renting an apartment, home or even a college dorm in the great state of Georgia, renters insurance is an important step to protecting your space and belongings against the unexpected. Nationwide offers Georgia renters insurance that covers mishaps like theft, water backup damage, certain natural disasters and more so you can stay protected against the unknown. Whether you're renting in Atlanta, Macon, Roswell or any of Georgia's other great towns and cities, we've got you covered. Learn more about Nationwide renters insurance, get a free quote and see if you qualify for a renters insurance discount today.

Is renters insurance required in Georgia?

While renters insurance is not required by law in Georgia, some landlords may require it for you to live in their building. It’s generally a good idea to have at least some form of coverage as your landlord’s insurance is not liable for any damage to your personal property. So in the event of a fire, accident, or burglary you will be responsible for replacing your belongings.

Georgia renters coverages and discounts

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With Nationwide renters insurance coverage, you enjoy the security of knowing your belongings may be covered if stolen, damaged or destroyed.

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Save money on Nationwide renters insurance coverage with these renters insurance discounts.

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Policy features that may meet the needs of Georgia renters

Whether you need renters insurance in Atlanta's suburbs or along Savannah's waterfront, our Georgia renters insurance coverage can suit your budget.
  • Valuables Plus®1 insurance may cover items such as jewelry, watches, antiques and fine art in the event of covered losses, including theft.
  • Medical payments renters insurance may cover others' medical expenses resulting from an accident on your property.

Nationwide agents throughout Georgia are ready to assist you

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What factors go into determining a renters insurance rate?

While the average cost of renters insurance varies based on a number of components, these are common factors that insurance companies use to assess risk and determine your renters insurance rate:

Location

The location of the rental property includes state and ZIP code.

Coverage

The type of coverage you choose and how much personal property and liability protection you want your policy to cover.

Deductible

The amount of money you choose to pay out of pocket can affect your renters insurance premium.

Bundle insurance policies

Nationwide offers a variety of multi-policy discount options. Choosing to bundle auto and renters insurance from the same insurance provider can potentially lower your insurance premium.

What to consider when getting renters insurance in Georgia

Georgia is prone to hurricanes and floods for certain periods of time throughout the year. While renters insurance covers damage to property as a result of high winds, any damage as a result of a flood generally is covered under a different policy.

Nationwide coverage in Georgia

[1] Valuables Plus is an optional feature. Exclusions and limits apply. Details vary by state and policy language. Please consult your policy for the specifics of your selected coverages.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.