[1] The Daily Accumulation Value monitors the combined daily fluctuations in the elected strategy options and is the greater of (1) the contract value, plus any unrealized earnings (strategy earnings that have not yet been credited to the contract), or (2) the Return of Purchase Payment Guarantee Amount.
[2] If Rider with Bonus is elected, guaranteed income growth is capped at year 30.
[3] For New Heights 12: The maximum issue age is 75 years (64 years in Florida).
[4] For states filed under the Interstate Insurance Compact, this amount will be the lessor of the Highest DAV or 125% of the Surrender Value.
[5] The states are Arkansas, Arizona, Colorado, Washington D.C., Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maine, Michigan, Minnesota, Montana, North Dakota, Nebraska, New Mexico, Rhode Island, South Dakota, Tennessee, Virginia, Vermont and Wisconsin.
Read this important information.
Guarantees and protections are subject to the claims-paying ability of Nationwide Life and Annuity Insurance Company.
Nationwide New Heights is issued by Nationwide Life and Annuity Insurance Company, Columbus, Ohio.
Nationwide New Heights, Nationwide High Point 365 and Nationwide High Point are service marks of Nationwide Mutual Insurance Company.
Contract/certificate: ICC20-FACC-0126AOPP, ICC20-FARR-0122AO, ICC20-FARR-0123AO, ICC20-FARR-0124AO, ICC20-FARR-0125AO, ICC23-FAZZ-0150AO.1