Put time to work for you. The more you have, the more your money has a chance to grow. Get started and remember: no decision is final. You can make changes anytime.1 We’re here to help you along the way.
Retirement plans
Retirement plans
Enroll in your plan
The answer depends a lot on you. Your age. How much money you make. And what visions you have for retirement.
Visit our IRS contribution limits page to learn about how much you can potentially contribute to your Plan each year.
Learn about IRS limitsOnline enrollment help
Important market risk & investing information
Do it for me
Your plan may offer a Professionally Managed Account service for a fee. Check with your plan.
Help me do it
Your plan may offer a Model Portfolio in which your money is invested in a portfolio designed to meet your financial goals and risk tolerance.
Target date funds may also be available. They are a type of asset allocation fund that is rebalanced over time to become more conservative as retirement approaches.
Target date funds invest in a wide variety of underlying funds to help reduce investment risk. So, in addition to the expenses of the target date funds, you pay a proportionate share of the expenses of the underlying funds. Target date funds are designed for people who plan to withdraw funds during or near a specific year. Like other funds, target date funds are subject to market risk and loss. Loss of principal can occur at any time, including before, at or after the target date. There is no guarantee that target date funds will provide enough income for retirement.
Do it myself
Custom Portfolio allows you to build your own portfolio by understanding your risk tolerance and your plan’s investment options & performance.
Ready to enroll? For a 401(k) or 403(b) plan, call 1-888-867-5175 or enroll now.
For a 457 plan, call 1-877-677-3678 or find your employer's plan.
[1] Some plans may have restrictions.
[2] For couples enrolled in a Medigap plan with average premiums
[3] Projected Savings Medicare Beneficiaries Need for Health Expenses Remained High in 2022," Jake Spiegel and Paul Fronstin, EBRI Issue Brief No. 580 (Feb. 9, 2023).
Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.
The plan sponsor, and not Nationwide, selects the registered investment advisor used in conjunction with managed accounts. The plan sponsor must determine whether this service is appropriate for participants. Additional fees apply for this service.