We worked with small business owners like you to create benefit plans for small business. That’s why our plans are simple and affordable, without the costly bells and whistles of traditional benefits plans.
We've also made it easier for you to get a quote and purchase a policy. It takes just 5 minutes, and you can do it anytime.
How do I know which plan is right for my company?
We're keeping it simple. Each product has flexible options but the choices are not overwhelming.
- For dental and vision insurance, you can choose either the employee-only plan or the family plan.
- For dental plans, you can choose either a "preventative services only" plan or our "expanded" plan. Our expanded plan offers more traditional benefits. Under the preventative plan, benefits are the same except that coverage for fluoride treatment to children under age 19 is added for the family dental plan.
- For short-term disability, life with AD&D, and critical illness coverage, we offer a range of benefit levels to best fit your unique needs. The differences are noted in the benefit amounts and the length of the maximum benefit period for disability.
Can my employees pay for or share the costs of these plans?
Yes. As the employer, you can choose how much of the cost you’d like to share with your employees on each of our products. This gives you tremendous flexibility to tailor a benefit package at a price you’ll feel comfortable with.
Can my employees choose any health-care provider?
With our dental and vision plans, there is a preferred provider network. You’ll get the best benefit by using these credentialed professionals, although the plans also have non-network benefits.
Who can be covered under the dental and vision family plans?
Spouses, domestic partners and children of any eligible employee (regular full-time, working at least 30 hours per week) are covered under the family plan. For more information on dependent eligibility, call us at 844-722-9038 or send us an email.
What if I still have questions about offering insurance to my employees?
Call us at 844-722-9038 from 8 a.m. - 4:30 p.m. ET, weekdays. You can also get an idea of how much a plan would cost by getting a quote online. There is no obligation to purchase.
What if I need to cancel my insurance?
You also have the freedom to cancel coverage at any time. Just know that we guarantee your rates won’t increase for 12 months.*
* Monthly premium is subject to change if an employee changes age brackets or when eligible employees/dependents are added or removed from your plan.