Personal insurance solutions

Nationwide’s breadth of personal lines solutions gives you flexibility to meet each customer’s unique needs.

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Give customers more choices

Our simplified products are complemented by discounts, loyalty rewards and additional coverage options to better tailor to each individual or family's needs.

Reasons to choose Nationwide for personal insurance


Customers can save an average of $820 per year by bundling their home, car, umbrella and life insurance.1


Excellent customer service, including 24/7 secure self-service, 24/7 claims service and a mobile Catastrophe Response Team.


We make investments to build greater advantages through innovations in products, services and ease of business, such as simplified underwriting, automation and lead referral programs.

Popular products

  • Auto insurance
  • Homeowners insurance
  • Renters insurance
  • Powersports
  • Condo insurance
  • Personal umbrella
  • Pet insurance
  • Life insurance


SmartRide® rewards safe driving

Nationwide’s telematics program helps drivers learn more about their habits so they’re safer on the road. Safe drivers can get up to a 40% discount.2

Differentiating offers for your customers


Nationwide’s identity theft protection helps you keep personal data secure amid a growing number of risks and cybercrimes.


Provides powerful car shopping research tools and a hassle-free car shopping experience.


Connects car manufacturers with members of select groups (such as Nationwide) to offer a cash bonus of up to $500 with the purchase or lease of a qualifying new vehicle.

Additional coverages from Nationwide3

  • Accident Forgiveness
  • Vanishing Deductible®
  • Roadside Assistance
  • Brand New Belongings®
  • Better Roof Replacement
  • Valuables Plus®
Interested in learning more about an appointment with Nationwide?
[1] Average annualized savings on home and auto premiums, compared to stand-alone price of each policy, based on national data from May 2018. Actual savings will vary based on state, policy coverage selections, and rating factors.
[2] Availability varies. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.
[3] Optional features. Terms and availability vary by state.
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms may vary by state, and exclusions may apply. Discounts may not be applied to all policy coverages.
Brand New Belongings & Better Roof Replacement are optional features. Details vary by state and policy language. Exclusions and limits apply. For Brand New Belongings, damaged items may be repaired in some cases. Please consult your policy for the specifics of your selected coverages. Subject to underwriting guidelines, review, and approval. Identity theft monitoring, portal and resolution assistance services provided by Generali Global Assistance. There is no additional charge for these services, but enrollment is optional.
Insurance products are underwritten by Nationwide Mutual Insurance Company and affiliated companies, Columbus, Ohio. Subject to underwriting guidelines, review and approval. Products and discounts are not available to all persons in all states. Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company.