Personal watercraft insurance

Before you hit the water in your personal watercraft (PWC), make sure you have adequate protection. PWC insurance is a must for the unique needs of personal watercraft owners. Nationwide offers liability, collision and comprehensive coverage exclusively for personal watercrafts. Get a PWC quote or contact a Nationwide agent today.

4 Reasons to choose Nationwide for PWC and Jet Ski Insurance

Here are a few things you can expect with your Nationwide PWC coverage.

1. Protection for your PWC

What does PWC insurance cover? Personal watercraft insurance helps pay for accidental damage, fuel spill protection and offers optional coverages like rental reimbursement and Roadside Assistance. Learn about PWC insurance coverage.

2. PWC insurance discounts

Save even more on watercraft insurance when you take an approved water safety course or sign up for multiple policies. Find out if you qualify for PWC insurance discounts.

3. Competitive PWC insurance rates

How much does Jet Ski insurance cost? Nationwide’s competitive personal watercraft insurance rates help cover you out on the water for less.

4. Superior claims service

When you choose a Nationwide On Your Side® Claim Service repair shop, your repairs come with a written guarantee for as long as you own or lease your PWC.


Did you know?

You must report your recreational boating accident to the U.S. Coast Guard if:

  • Someone dies or disappears from your watercraft
  • Someone is injured and requires medical treatment beyond first aid
  • Damage to your watercraft or other property exceeds $2,000
  • Your watercraft is lost1

Personal watercraft coverages and discounts


Learn more about the protection provided by a Nationwide personal watercraft / Jet Ski insurance policy.

Explore coverages & options

Keep your personal watercraft insurance affordable.

See how you can save

Get access to our best-in-class personal watercraft insurance claims service.

Start a claim
Looking to insure your boat? Learn more about boat insurance.

[1] http://www.uscgboating.org/recreational-boaters/accident-reporting.php

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.