Condo insurance

If you own a condo, the building’s master policy may not be enough to cover your space or personal belongings.

Why you need condo insurance

To protect what you own

Your condo association's insurance policy isn’t enough. It most likely ONLY covers the building you live in. Not the inside of your home or your personal property.

To protect yourself

If an accident happens in your condo, guess who might be held responsible. Yes. You. Condo insurance offers liability coverage to protect you.

To ensure you have somewhere to live

If your place gets damaged and you can’t live there, a condo policy can help pay for temporary housing.

Condo coverage and discounts


Find out how a condo insurance policy protects you & your things.

Standard & optional coverages

Get help repairing or replacing what you own.1

Get Brand New Belongings®

Making condo insurance more affordable.

How you can save

Bundle & save

Combine auto, home and life to save time and money.

Get a multi-policy discount »

Manage your policies online

Get ID cards and policy documents, change your coverages, make payments or manage a claim.

Learn about our online services »

Superior claims service

In times of need, we stand by you.

Log in »

Start a property claim »

Claims FAQ »

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply.

1Brand New Belongings is an optional feature. Exclusions and limits apply. Damaged items may be repaired in some cases. Details vary by state and policy language. Please consult your policy for the specifics of your selected coverages. Subject to underwriting guidelines, review, and approval.