ATV insurance

All-terrain vehicles are ridden hard. You need insurance that’s just as tough.

ATV insurance coverages and discounts


We offer a range of coverages for all types of ATVs, including three wheelers, four wheelers and quad bikes.

Explore coverages & options

Many states require ATV drivers to have liability coverage. And collision coverage may be required if you lease or finance your ATV.

Make sure you're covered

Making ATV insurance more affordable.

See how you can save

Superior claims service

When you choose a repair shop from our On Your Side® Specialty Repair NetworkSM, all repairs come with a written guarantee for as long as you own or lease your ATV.

To file a claim, call 1-800-421-3535 anytime.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.