Term life insurance
What is term life insurance?
People with children
Homeowners with a mortgage
How much coverage do I need?
Answer questions about your financial obligations to estimate the amount of coverage your family will need.
How much will my premium be?
Provide your birthdate, gender, height, weight and ZIP code to get an estimate on your monthly premium.
Get expert help to guide your decisions
Schedule a consultation or call us at 1-866-207-9160.
Schedule a consultation or call us at 1-866-207-9160.
When the term ends, your coverage stops. With Guaranteed Level Term, you have options to renew or convert to a permanent policy.
No. Your quoted price is an estimate based on your sex, age, BMI and tobacco usage. The final price may change after underwriting, which considers several factors, including your entire health history.
No. Once your policy is active, your premiums stay the same throughout the term, even if you get sick.
Term life insurance covers you for a set period, such as 10, 20 or 30 years. If you pass away during this time, your beneficiaries will receive a death benefit. If you outlive the term, the coverage ends unless you renew or convert it.
It’s best to get it when you’re younger and healthier to lock in lower premiums.
Did you know?
94% of customers experience 5-star satisfaction
Read what customers on Trustpilot are saying about Nationwide Life Essentials℠ term life insurance.
“It was a fast and easy process. I was blown away by the prompt approval process.”
— Anna
“... After many attempts elsewhere, I realized it was due to misunderstanding application questions. Life Essentials reached out to clarify and promptly approved my policy.”
— Samuel
“So easy and quick. Competitive prices, and now I have peace of mind.”
— M.L.
“Loved the simple web portal— easy to navigate. The approval process was a breeze.”
— Preetha
Discover how affordable and easy it can be
Use our quoting tool to find out your premium and apply online.
Use our quoting tool to find out your premium and apply online.