Creating a benefits program for hourly employees comes with unique challenges: geographically dispersed locations, high turnover and employees with inconsistent hours or wages. Let us help you navigate these complexities and build a program that works for you and your team.

Research indicates that ongoing wage growth and challenges in filling open positions have created fierce competition for hourly workers. Stand out in the market with Nationwide’s Limited Medical Benefit partnership with The American Worker. Our benefit programs are designed to be cost-effective, comprehensive and easy to manage, helping you attract and retain top talent effortlessly. The American Worker is here to bridge the gaps for you.

Discover a truly personalized and customizable program with The American Worker. Benefit from our flexible enrollment platform, streamlined administration processes, and exceptional service for both employers and employees.

Our customized benefit product offering includes:

  • Minimal Essential Coverage (MEC): Enable employers to provide insurance covering at least one Essential Health Benefit as outlined by the Affordable Care Act (ACA)
  • Minimum Value Plans (MVP): Meet ACA requirements at a lower cost than traditional medical plans
  • Fixed Indemnity Plans: Complement MEC by reducing out-of-pocket expenses and offering extra protection
  • Specialty Benefits: Including dental insurance, vision insurance, short-term disability, critical illness, group term life insurance, gap insurance and more

Are you a restaurant, staffing company, nursing facility or any other business with hourly and part-time employees? Elevate your competitive edge in today's tight labor market with The American Worker.

Contact us today to start the conversation.
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Group insurance plans. Key person benefits. Retirement plans. Take a look at all of our employee benefits.

The plan is underwritten by Nationwide Life Insurance Company, Columbus, Ohio. Applicable to policy form SRCP 2000 or state equivalent. Product availability, benefits and provisions may vary by state and may be subject to state mandates. Limitations and exclusions apply.  Distributed by Fringe Benefit Insurance. Nationwide and Fringe Benefit Insurance are separate and nonaffiliated companies.