Discover supplemental insurance that pays upon diagnosis rather than making employees wait until they’ve been billed for treatment.

With coverage of more than 13,000 conditions, employees get paid quickly, which can help them cope with the financial side of their medical issue — whether it’s a bridge over their health plan deductible or coping with serious hospital bills.

Wide-ranging coverage in one plan eliminates the guesswork

Nationwide Provide covers a wide spectrum of conditions across three benefit categories.
Employees receive coverage across all three categories.

Moderate conditions

6,000+ conditions covered.Injuries or illnesses that probably require a short visit to the ER or urgent care. Examples include simple fractures, lacerations, kidney stones and dehydration.

Choose payouts up to $800

Severe conditions

5,600+ conditions covered.Serious conditions that require more intensive medical treatment. Examples include appendicitis, compound fractures, pulmonary embolism and torn ACL.

Choose payouts up to $3,000

Catastrophic conditions

1,500+ conditions covered.Dangerous conditions that require medical intervention. Examples include malignant lung cancer, heart attack, stroke and major organ failure.

Choose payouts up to $10,000

Employee benefits of Nationwide Provide

  • No exclusions for pre-existing conditions
  • No accident or hospital admission requirements
  • Plans are guaranteed issue — no medical underwriting ever
  • Coverage applies on and off the job
  • No coordination with other insurance
  • Cash benefits paid within 72 hours of a completed claim
  • File claims via a web portal or our innovative app
  • Dedicated customer support
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For more information about how Nationwide Provide can enhance your clients’ health care coverage, contact us at Accurisk-ancillary@rsbenefits.com.

The plan is underwritten by Nationwide Life Insurance Company, Columbus, Ohio (GLBP AO L20 or state equivalent), and is subject to underwriting guidelines, review, and approval. Product availability may vary by state.

Nationwide Provide is powered by Ansel, Ansel Insurance, Inc. is an insurance technology company on a mission to build a world in which health hardships don’t create financial burdens. The technology behind Nationwide Provide is administered by Ansel. Nationwide, Ryan Specialty Benefits and Ansel Insurance, Inc. are each separate and nonaffiliated companies. 

Nationwide Provide is a limited benefit policy; it is not a substitute for health insurance. A complete description of benefits, limitations and exclusions are provided in your certificate of insurance and applicable Riders. Product availability, benefits, and provisions may vary by state and may be subject to state mandates. Limitations and exclusions apply. All coverage is subject to the terms and conditions of the master group policy. 

Nationwide, the Nationwide N and Eagle and Nationwide Provide are service marks of Nationwide Mutual Insurance Company. Third-party marks that appear in this message are the property of their respective owners. © 2025 Nationwide

Ryan Specialty Benefits is comprised of the following legal entities: Ryan Specialty Benefits, a series of RSG Specialty, LLC (In California, RSG Specialty Insurance Services, LLC, License #0G97516), Ryan Specialty Benefits Captive, LLC, AccuRisk Solutions LLC, Case Management Specialists, LLC, Matrix Group Benefits, LLC, and Matrix Risk Management Services, LLC. All of these entities are subsidiaries of Ryan Specialty, LLC. CMSI is a part of Case Management Specialists, LLC. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. ©2025 Ryan Specialty, LLC