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The Self-Funded Program with Nationwide®

See below for underwriting and disclosure statements regarding Nationwide stop loss policies.

The Self-Funded Program through Nationwide® provides employers of small to midsize businesses with the tools and resources needed to establish a self-funded health benefit plan for their employees. Level-funded plans are available and represent a type of self-funded arrangement. The health benefit plan is established and sponsored by the employer and is not an insurance product. Under a self-funded or level-funded arrangement, the plan assumes a portion of the risk for employee medical expenses. Stop loss insurance can help protect against certain medical expense risks and is underwritten or reinsured by Nationwide Life and Benefits Insurance Company.

The following companies underwrite stop loss insurance policies distributed by Nationwide, along with the states in which those policies are offered.

Nationwide Life and Benefits Insurance Company
AL, AK, AZ, AR, CO, CT, DC, DE, FL, GA, ID, IL, IN, IA, KS, LA, ME, MA, MI, MN, MS, MO, MT, NE, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, VT, VA, WV, WI, and WY

Integon National Insurance Company
NY

National Health Insurance Company
CA, KY, MD, NV, UT, and WA

This website is intended to support changes during the 2026–2028 transition period for the Self-Funded Program at Nationwide, as we continue to file additional states under Nationwide Life and Benefits Insurance Company.