Core Value reference-based pricing plans are a smarter, more competitive cost-saving option. With predictable payments, experienced support and savings that add up, our plans can help small to midsize business owners offer health benefit coverage.

With Nationwide®, business owners can reduce their health expenses while offering employees convenient access to affordable, high-quality care.


Core Value:
  • Gives employees more choices in how they receive care
  • Reduces balance billing exposure
  • Is a level-funded plan, giving employers more insight into how their payments are used

Get in touch
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Want to learn more?
Call 1-877-877-0245 to reach your local sales representative.
Request a meeting
Key features

Employer refund1

In years when claims are lower than expected, employers may receive a refund. This can add up to serious savings.

Hands-off plan management

Our dedicated teams and third-party administrators manage claims and reporting and handle all member customer service needs.

Intuitive care navigation

Intuitive care navigation

Our search tool2 helps members quickly find and compare quality providers, with clear cost estimates and alerts for available discounts.


Our suite of solutions

All groups are unique, which is why we created a wide range of options to fit the needs of your business.

Core Value

Our original reference-based pricing solution that helps employers save on costs without sacrificing access to quality care.

Core Value Flex

The savings of reference-based pricing with flexibility to switch to a PPO network midyear, with no changes to monthly payments.3

Core Value Access

Our standard Core Value plan with added access to a network of physicians. Great for groups that prefer to use a network.

Core Value Connect4

Access to One Medical clinics for direct primary care, plus on‑demand virtual visits, all within one integrated plan.

Plan availability varies by state. Talk to your sales representative for more information.

Featured articles

Level funding gives employers the flexibility of self-funding with the predictability of fixed monthly payments.

Reference-based pricing offers employers a smarter way to control health care spending.

With flexible plan designs and value-added features, our plans deliver value and convenience for business owners.
Want to learn more?
Call 1-877-877-0245 to reach your local sales representative.
Request a meeting

[1] The employer refund is subject to a Terminal Liability Coverage fee.

[2] Member navigation tool steers to low-cost, quality providers likely to accept the plan based on claims experience. It does not guarantee access to care.

[3] Monthly payments won’t change as long as there are no changes to the group’s benefits or enrollment.

[4] Core Value Connect is available in Atlanta, Georgia; Chicago, Illinois; Columbus, Ohio; Dallas and Houston, Texas; Miami/Ft. Lauderdale, Florida; and Portland, Oregon. Pediatric and family care offerings vary by location and state. Visit fees may be applicable on HSA-eligible plans until the member deductible has been met. One Medical DPC membership includes access to offices nationwide. When visiting One Medical offices in NC, NJ and MD, additional member fees will apply. Additional fees may also apply for any nonstandard lab or services not included in the contracted DPC services agreement. The retainer medical practice/DPC services provided by One Medical in accordance with the agreement with Nationwide do not constitute comprehensive insurance coverage on its own. Employees should continue to maintain insurance for non-DPC services. If a Plan member requires services outside of One Medical, the dedicated member support team, Member Advocacy Program (MAP), is available to help navigate their plan as needed. Pharmacy benefits and transplants still rely on the use of network providers. Amazon One Medical and all related logos are trademarks of Amazon.com Inc. or its affiliates.

The Self-Funded Program through Nationwide provides tools for employers owning small to midsize businesses to establish a self-funded health benefit plan for their employees. The benefit plan is established by the employer and is not an insurance product. Stop loss insurance policies are underwritten by Nationwide Life and Benefits Insurance Company, Columbus, Ohio, in AK, AR, AZ, CT, IL, MA, PA, TX and WI; Integon National Insurance Company in NY; and National Health Insurance Company in CO, WA and all other states where offered. Product availability and specific provisions may vary by state.