Defensive Driving Discount
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Get a defensive driver discount and start saving

Accidents can happen to anyone. If you take a defensive driver class, you may lower the chances of having an accident – and pay less for car insurance. Nationwide offers defensive driver discounts in select states to customers over 55 who complete such a class.

Find a defensive driver class

Many states offer accident prevention or defensive driving classes. These courses are usually certified by a state’s Department of Public Safety or Motor Vehicles, and are available online or at local driver’s education schools.

What to expect at a defensive driver class

The classes typically include a review of traffic laws, environmental hazards, defensive driving techniques, basic car maintenance, and drug and alcohol education. Drivers must successfully complete the state-certified course with a passing grade to earn the defensive driver discount.

In other states, the discount is available to drivers of specific ages who have successfully passed an accident prevention or defensive driving course. The amount of the defensive driving insurance discount varies, but usually runs around 5% off your auto insurance premium.

More ways to save

Nationwide wants to reward you for being a good driver. In addition to a defensive driving discount, you could save up to 10%  additionally with an accident free discount if you have at least 5 years of driving experience and have been free from at-fault accidents and major violations for the last 5 years. Nationwide offers a variety of other auto insurance discounts too, so you can find the auto insurance you need at a price that’s right for you. 

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