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No one likes paying more. That’s why people go looking for cheap options when it comes to things like homeowners insurance. But while no one likes to pay more, no one likes to get less, either. And less is exactly what you may get with cheap homeowners insurance. Fortunately, there are ways to get all the reliable coverage you need while still paying an affordable rate.

How to find cheap homeowners insurance

Cheap homeowners insurance isn’t difficult to find if you spend a little time shopping. However, you should keep a sharp eye out for the quality of coverage you’ll be getting at that lower price. Cheap insurance may take some pressure off your wallet in the short run, but it doesn’t always give you the coverage you’ll need when the unexpected happens.

It’s best to find an insurance company that works with you to get you the right coverage. Nationwide makes it easy to access quality coverage at an affordable rate by designing custom policies for every homeowner’s unique situation. This way, you only pay for the quality protection you need, and nothing more.

How to save on home insurance

It’s important to remember there are ways you can reduce the cost of your policy and make quality coverage fit within your budget. Take risk, for example. Insurance companies assess every home they insure to determine the risk of damage occurring. Homes with greater perceived risk will naturally be more expensive to insure.

But, if you take steps to reduce that risk (and improve your home’s safety) such as improving home security features like water leak and/or smoke detectors and alarms, your home’s perceived risk will decrease, and your rate will also decrease. Learn about other ways to lower costs and make great coverage work for your budget.

Nationwide homeowners insurance discounts

Nationwide offers many ways to lower your rate with homeowners insurance discounts. One of the easiest ways to save is by bundling your insurance coverage, such as combining your home and auto policies.

You can also get discounts for proving your home’s lack of risk. For example, Nationwide may offer a discount for homeowners who can remain claim-free. There’s also a protective device discount for homeowners who keep safety features like fire, water leak, and burglar alarms in their homes. Discover more ways you can save with Nationwide homeowners insurance discounts.

How much can you save by bundling home and auto insurance?

Bundling isn’t just an easy way to save, it’s a significant one! You can save up to 20 percent when you bundle home and car insurance with Nationwide. Bundling your coverage with Nationwide gives you all the protection you need for two of the most important things in your life, all in one place, and at a reasonable rate.

Get a free home and auto bundled quote and see just how much you could be saving.

Bundle insurance and save money

Start saving money on homeowners insurance today

Protecting your home isn’t something you want to take shortcuts on. You need a home insurance policy you can rely on when the unexpected happens. Get a free homeowners insurance quote online or by calling 1-888-869-5727.

The information included is designed for informational purposes only. It is not legal, tax, financial or any other sort of advice, nor is it a substitute for such advice. The information may not apply to your specific situation. We have tried to make sure the information is accurate, but it could be outdated or even inaccurate in parts. It is the reader’s responsibility to comply with any applicable local, state, or federal regulations. Nationwide Mutual Insurance Company, its affiliates and their employees make no warranties about the information nor guarantee of results, and they assume no liability in connection with the information provided.