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    Investing & retirement

    Which annuity is right for me?

    Annuities are complex products, so it’s important to work with your financial professional. They’ll help you tailor a solution that’s based on your goals by:

    • Considering your timeline for retirement or when you may need income
    • Balancing the potential risks and rewards 
    • Understanding tax implications
    • Exploring rider options for enhanced lifetime income or death benefits
    • Addressing other considerations unique to you and your loved ones

    Explore the various types of annuities

    Offers long-term opportunity for growth if you can be comfortable with the risks that come with the market's ups and downs.
    Offers growth potential through index strategies which follow market performance while limiting exposure to downside risk.
    Offers protection for your principal as well as the opportunity for gains through market index performance.
    Offers a guaranteed interest rate for modest growth without market participation.
    Offers guaranteed income for the rest of your life or a set period of time, plus the option to withdraw money in the first year.
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    An annuity is a contract you purchase from an insurance company, designed for long-term investing. The values will fluctuate based on investment option performance. Annuities have restrictions and limitations, and fees and charges will vary based on the product. You may be charged a penalty if you take your money out early. Withdrawals may be subject to ordinary income taxes, and if you are under age 59½, you may pay a 10% federal tax penalty. Please remember that investing involves risk, including possible loss of principal. All guarantees and protections are subject to the claims-paying ability of the issuing insurance company.