Long-term care coverage
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Understanding and planning for long-term care

Chances are, you’ll need long-term care at some point. The majority of us will.


Long-term care (LTC) is any personal assistance you need to maintain your quality of life as you get older.

Some people think that long-term care only covers nursing home expenses. In fact, half of all long-term care services are provided in the home.

A common misconception 

Many people think that certain programs will help cover the cost of long-term care. But the reality is:

Solutions that can help

Long-term care coverage was developed to help offset the cost of these services. At Nationwide we offer long-term care insurance coverage as part of a life insurance policy, either as rider or a linked benefit. Our solutions offer protection against long-term care costs and the ability to leave a legacy if these benefits are not needed.


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