Our long-term care (LTC) rider is an additional feature you can add to a variety of life insurance policies from Nationwide®. It allows you use the death benefit from your life insurance policy to pay for long-term care expenses while you are still living.
Nationwide places no restrictions on how LTC benefits can be used, so in addition to services such as home health care, assisted living or a nursing home, you may use benefits to pay family members or less expensive unlicensed caregivers to provide care.
Select your state from the list above to learn more about the LTC rider available to you and what life insurance policies it can be added to in that state.
How to buy long-term care coverage
You need to work with an insurance professional to buy this type of product. If you don't have one, our life insurance specialists are here to help.
Give us a call today at 1-855-863-9639 for a no-obligation consultation.
 A U.S.-licensed health care practitioner must state that informal care (which includes care provided by family or friends) is appropriate in the plan of care. Consult with tax professionals for advice because such arrangements may create reporting and withholding requirements for the payor and the payee.
 All guarantees are subject to the claims-paying ability of the issuing insurance company. Nationwide CareMatters is a service mark of Nationwide Mutual Insurance Company.
Nationwide CareMatters is a service mark of Nationwide Mutual Insurance Company.