Our long-term care (LTC) rider is an additional feature you can add to a variety of life insurance policies from Nationwide®. It allows you use the death benefit from your life insurance policy to pay for long-term care expenses while you are still living.
Nationwide places no restrictions on how LTC benefits can be used, so in addition to services such as home health care, assisted living or a nursing home, you may use benefits to pay family members or less expensive unlicensed caregivers to provide care.
Select your state from the list above to learn more about the LTC rider available to you and what life insurance policies it can be added to in that state.