Nationwide CareMatters Together®

Nationwide CareMatters Together® offers long-term care coverage for 2 people that can help ease concerns about needing extra help in the future, even in your own home.

About CareMatters Together

Nationwide CareMatters Together is long-term care coverage for 2 people that is linked to a fixed-premium universal life insurance policy and includes a death benefit. It provides flexibility to you when it comes to covering potential long-term care costs. We designed CareMatters Together with choice, control and flexibility to meet your unique needs. This product differs from other long-term care policies in these ways:

• CareMatters Together allows you to pay an informal caregiver, such as a family member, friend or neighbor.¹ Other policies may limit or even not allow unlicensed caregivers.
• With CareMatters Together, Nationwide^® pays 100% of the monthly cash benefit.² Plus, you can pay for your care as you see fit.¹ Any money left over can be spent on other expenses or even saved for future use. With reimbursement policies, only qualifying expenses are reimbursed; nothing extra is paid.
• CareMatters Together does not require you to submit monthly bills and receipts, once qualified. Other policies require that you submit bills and receipts monthly; then you have to wait and see what the policy covers.
• With CareMatters Together, even if you use every dollar of the money earmarked for long-term health care costs, your beneficiary will still receive a 10% minimum death benefit — guaranteed.²