Life with AD&D insurance plan highlights
Life insurance benefit amount
All amounts are issues on a guaranteed basis – employees are not required to answer health questions or undergo medical underwriting to qualify for coverage.
Benefit age reduction
Life insurance benefit will reduce by 35% at age 65, by 50% at age 70, by 72% at age 75 and by 80% at age 80. Each reduction is based on the benefit amount prior to age 65
AD&D coverage pays an additional benefit for covered losses sustained as a result of accidental bodily injury. Maximum benefit equal to your life insurance benefit amount.
When you’re traveling 100+ miles from home, emergency medical assistance and travel services are available 24 hours a day.
Employee Assistance Program
Confidential work and personal-support services available online and via telephone; face-to-face counseling may be available if qualifying event occurs (for example, death or disability of insured).
Employees must be actively at work. The benefits outlined are for illustrative purposes only and should not be considered a proposal for coverage. Limitations and exclusions apply.
Products are not available in all states. Underwritten by Nationwide Life Insurance Company.