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    Condo insurance

    What does condo insurance cover?

    Can you afford not to have condominium insurance coverage?

    No matter how modest your lifestyle, replacing all your belongings can add up. And that's in addition to repairing or replacing any additions or alterations to your home.

    Replacing the basics could look something like this:

    clothing $2000, furniture $5000, jewelry $2000, art $1000, electronics $3000, bedding $1500, appliances $5000, home goods $500, for a total of $20,000

    This is a hypothetical illustration. Actual coverage amounts and limits vary based on individual needs and policy.

    Let condo insurance help you replace these items and more.

    Basic condo insurance coverages

    Contents

    Protects your furniture, clothing & other items from covered losses.

    Loss of use

    Reimbursement for additional living expenses when a covered loss prevents you from living in your home.

    Building additions & alterations

    Pays for covered damages to additions, alterations, fixtures, improvements or installations that you make to your residence.

    Personal liability

    Helps pay for covered damages or bodily injury if an accident occurs in your home.

    Condo loss assessments

    May help pay for assessment fees charged by your association after a covered loss.

    Medical payments to others

    Helps cover payment for medical or funeral costs for someone who is injured on your property.

    Credit card coverage

    Pays up to your selected limit for unauthorized transactions on your credit cards and bank debit/ATM card. Also applies to forged checks and counterfeit money.

    Optional condo coverages

    ID theft

    Protect your credit, your time and your good name.

    Valuables Plus®

    Provides additional coverage for high-value items such as jewelry, watches, antiques & fine art.

    Water backup

    Protects you against loss caused by backed up sewers or drains.

    Earthquake

    Provides additional coverage due to earthquake damage. A separate deductible applies.

    Other policies to consider

    On Your Side® Review


    Make sure your insurance keeps up with your life and you get all the discounts you deserve.

    More about On Your Side® Reviews »
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    Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply.

    1Brand New Belongings is an optional feature. Exclusions and limits apply. Damaged items may be repaired in some cases. Details vary by state and policy language. Please consult your policy for the specifics of your selected coverages. Subject to underwriting guidelines, review, and approval.