Can you afford not to have condominium insurance coverage?

No matter how modest your lifestyle, replacing all your belongings can add up. And that's in addition to repairing or replacing any additions or alterations to your home.

Replacing the basics could look something like this:

clothing $2000, furniture $5000, jewelry $2000, art $1000, electronics $3000, bedding $1500, appliances $5000, home goods $500, for a total of $20,000

This is a hypothetical illustration. Actual coverage amounts and limits vary based on individual needs and policy.

Let condo insurance help you replace these items and more.

Basic condo insurance coverages


Protects your furniture, clothing & other items from covered losses.

Loss of use

Reimbursement for additional living expenses when a covered loss prevents you from living in your home.

Building additions & alterations

Pays for covered damages to additions, alterations, fixtures, improvements or installations that you make to your residence.

Personal liability

Helps pay for covered damages or bodily injury if an accident occurs in your home.

Condo loss assessments

May help pay for assessment fees charged by your association after a covered loss.

Medical payments to others

Helps cover payment for medical or funeral costs for someone who is injured on your property.

Credit card coverage

Pays up to your selected limit for unauthorized transactions on your credit cards and bank debit/ATM card. Also applies to forged checks and counterfeit money.

Brand New Belongings®

When the things inside your home are damaged or stolen, we’ll help you pay to have them fixed or replaced.

First, you’ll get money for the depreciated value of your covered items. Then, after you buy replacement items or have them repaired, send us the receipt and we’ll pay you the difference.1

Optional condo coverages

ID theft

Protect your credit, your time and your good name.

Valuables Plus®

Provides additional coverage for high-value items such as jewelry, watches, antiques & fine art.

Water backup

Protects you against loss caused by backed up sewers or drains.


Provides additional coverage due to earthquake damage. A separate deductible applies.

Other policies to consider

Lots of auto insurance companies can give you a quote. But we back it up with superior claims.

Get car insurance

Because condo insurance doesn't cover flood damage.

Get flood insurance

On Your Side® Review

Make sure your insurance keeps up with your life and you get all the discounts you deserve.

More about On Your Side® Reviews »

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply.

1Brand New Belongings is an optional feature. Exclusions and limits apply. Damaged items may be repaired in some cases. Details vary by state and policy language. Please consult your policy for the specifics of your selected coverages. Subject to underwriting guidelines, review, and approval.