Talk to your life insurance professional to find out if CareMatters II may be right for you.
When choosing a product, make sure that life insurance and long-term care insurance needs are met. Because personal situations may change (i.e., marriage, birth of a child or job promotion), so can life insurance and long-term care insurance needs. Care should be taken to ensure these strategies and products are suitable. Associated costs, as well as personal and financial objectives, time horizons and risk tolerance, should all be weighed before purchasing a product. Life insurance, and long-term care coverage linked to life insurance, has fees and charges associated with it that include costs of insurance, which vary based on characteristics of the insured such as sex, tobacco use, health and age; and additional charges for riders that customize a policy to fit individual needs.
This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call your producer or Nationwide. You can reach Nationwide at 1-866-207-9160.
 The plan of care prepared by a U.S.-licensed health care practitioner should state that care from family members or other informal caregivers is appropriate.
 Under certain circumstances, benefits may be taxable. You should consult a tax advisor.
 Informal care should be deemed appropriate and outlined in the Plan of Care prepared by a U.S.-licensed health care practitioner.
 Assuming no partial surrenders, loans or acceleration of death benefit for terminal illness are taken, and all premiums are paid on schedule.
 May be reduced by loans or partial surrenders.
 Some restrictions exist on pay to age options.
 The Medical Care Component of the Consumer Price Index for All Urban Consumers, Unadjusted (the “Index”), is maintained by the U.S. Bureau of Labor Statistics.
The actual rate of inflation in long-term care costs may be different than the experience of the Index.
The contents of this website may be viewed in any jurisdiction; however, Nationwide CareMatters II is offered or will be sold only in jurisdictions where such offer or solicitation is lawful. The availability of Nationwide CareMatters II and/or some of its features or options varies by state. Nationwide CareMatters II is issued by Nationwide Life and Annuity Insurance Company, Columbus, Ohio.
The Medical Care Component of the Consumer Price Index for All Urban Consumers, Unadjusted (the “Index”), is maintained by the U.S. Bureau of Labor Statistics. Nationwide’s use of the Index is not sponsored, endorsed or promoted by the U.S. Bureau of Labor Statistics, The U.S. government, or any of its agencies. Inclusion of the Index in an insurance product is not a recommendation by the U.S. government to buy such a product. Neither the U.S. government nor the U.S. Bureau of Labor Statistics guarantees the adequacy, accuracy, timeliness or the completeness of Nationwide’s use of the Index. The actual rate of inflation in long-term care costs may be different than the experience of the Index.
Nationwide CareMatters is a service mark of Nationwide Mutual Insurance Company.