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Guarantee part or all of your life insurance death benefit, regardless of fund performance. You can choose the length of the guarantee from minimum (which varies by product) to lifetime protection. You can also choose the amount of the guarantee from 50% to 100% of the base amount.

Guaranteed death benefit rider details

Available at an additional charge, the Extended Death Benefit Guarantee Rider has a limited number of investment options. Please refer to your insurance contract or investment professional for specific details on this rider.

Available products

Both guaranteed minimum death benefit riders and lifetime guaranteed death benefit riders are available for the following life insurance policies.
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Optional riders that customize a policy to fit individual needs usually carry an additional charge and are only available through the purchase of variable universal life insurance products. Riders may be known by different names in different states and may not be available in every state.

Variable products are sold by prospectus. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To obtain a product prospectus call 1-800-321-6064, contact an insurance professional or click on the prospectus link on Nationwide.com.

Guarantees are subject to the claims-paying ability of the issuing life insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.