You've accomplished a lot. You worked. You saved. You made sacrifices and showed discipline. Ultimately, you want to share your good fortune with your family. But how?

With a Nationwide No-Lapse Guarantee UL II universal life insurance policy, you can establish a lasting legacy for your loved ones.

What is Nationwide No-Lapse Guarantee UL II?

This universal insurance policy offers affordable, guaranteed protection that can be customized to meet your specific needs today, while still being flexible enough to evolve as your needs change.

Benefits of universal life insurance

With Nationwide No-Lapse Guarantee UL II you can:

  • Replace income with an income tax-free death benefit
  • Pass wealth to children, grandchildren or charitable organizations
  • Help cover estate taxes, estate settlement fees and medical bills
  • Set up a buy-sell agreement to protect your business
  • Establish a Charitable Remainder Trust

Key features of Nationwide No-Lapse Guarantee UL II

  • A return of premium option can be added that would allow you to recover all of, or a portion of your premium if you no longer need the coverage.
  • The option to have coverage up to typical retirement age or for life.
  • You can access the policy death benefit while you're still living if you have a specific critical illness or become chronic or terminally ill.

Learn more about Nationwide No-Lapse Guarantee UL II

Available riders & options

Learn how you can customize your universal life insurance policy to your specific needs.

Long-term Care Rider

Use your death benefit to pay for long-term care.

Chronic Illness Rider

Allows you to request a portion of your death benefit early if diagnosed with a permanent chronic illness.

Critical Illness Rider

Allows you to request a portion of your death benefit early if diagnosed with a critical illness, such as a heart attack or cancer.

Terminal Illness Rider

Allows you to request a portion of your death benefit early if diagnosed with a terminal illness.

Accidental Death Benefit Rider

Give your beneficiaries more money on top of your regular death benefit if your death is caused by an accident.

Children’s Term Insurance Rider

Get a life insurance benefit if any of your children pass away.

Waiver of Monthly Deductions Rider

Pays all monthly deductions while you’re disabled, after a 6-month waiting period.

Not sure if universal life is right for you?
 Use our online tool to help determine which life insurance product can best meet your needs.

If you have questions, we are here to help. Call a specialist today at 1-866-207-9160.

Please read this important information

Neither the company nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions.

Guarantees are subject to Nationwide's claims-paying ability. Nationwide YourLife is a service mark of Nationwide Mutual Insurance Company.

Policy: ICC18-NWLA-570

Riders/Endorsements: ICC18-NWLA-581, ICC18-NWLA-571, ICC18-NWLA-574, ICC13-NWLA-495, NWLA-412-AO, NWLA-421-AO, ICC16-NWLA-523