You've accomplished a lot. You worked. You saved. You made sacrifices and showed discipline. Ultimately, you want to share your good fortune with your family. But how?
With a Nationwide No-Lapse Guarantee UL II universal life insurance policy, you can establish a lasting legacy for your loved ones.
What is Nationwide No-Lapse Guarantee UL II?
This universal insurance policy offers affordable, guaranteed protection that can be customized to meet your specific needs today, while still being flexible enough to evolve as your needs change.
Benefits of universal life insurance
With Nationwide No-Lapse Guarantee UL II you can:
- Replace income with an income tax-free death benefit
- Pass wealth to children, grandchildren or charitable organizations
- Help cover estate taxes, estate settlement fees and medical bills
- Set up a buy-sell agreement to protect your business
- Establish a Charitable Remainder Trust
Available riders & options
Long-term Care Rider
Use your death benefit to pay for long-term care.
Chronic Illness Rider
Allows you to request a portion of your death benefit early if diagnosed with a permanent chronic illness.
Critical Illness Rider
Allows you to request a portion of your death benefit early if diagnosed with a critical illness, such as a heart attack or cancer.
Terminal Illness Rider
Allows you to request a portion of your death benefit early if diagnosed with a terminal illness.
Accidental Death Benefit Rider
Give your beneficiaries more money on top of your regular death benefit if your death is caused by an accident.
Children’s Term Insurance Rider
Get a life insurance benefit if any of your children pass away.
Waiver of Monthly Deductions Rider
Pays all monthly deductions while you’re disabled, after a 6-month waiting period.
Not sure if universal life is right for you?
Use our online tool to help determine which life insurance product can best meet your needs.
If you have questions, we are here to help. Call a specialist today at 1-866-207-9160.
Please read this important information
Neither the company nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions.
Guarantees are subject to Nationwide's claims-paying ability. Nationwide YourLife is a service mark of Nationwide Mutual Insurance Company.
Riders/Endorsements: ICC18-NWLA-581, ICC18-NWLA-571, ICC18-NWLA-574, ICC13-NWLA-495, NWLA-412-AO, NWLA-421-AO, ICC16-NWLA-523