Learn more about the special benefits you receive at no additional cost.

Your benefits include1:

Expand all

No need to stress about a lost key fob — you have up to $400 in replacement coverage.

We’ll reimburse you up to $400 to replace your key. Coverage also includes services to gain entry to your vehicle if your key is lost, stolen, disabled or locked in your car. Coverage is subject to the following conditions:

  • Original copies of receipts for services must be submitted before reimbursement is payable
  • No deductible applies to any payments made under this coverage
  • Replacement applies only to policies with comprehensive coverage

A fender bender shouldn’t spike your premium — and now your rate won’t increase because of a minor accident.

This feature helps you avoid a rate increase if you’re involved in a fender bender or minor accident. Coverage is subject to the following conditions:

  • No accident surcharge will be applied to your premium if you file a Property Damage or Collision claim resulting in a payout that is under the accident threshold, even if you were at fault; if the claim payout is over the accident threshold amount, the accident will be surcharged unless it qualifies for Accident Forgiveness; whether the accident threshold is met is determined by the Nationwide claims payout
  • Available in select states, Accident Forgiveness is an auto insurance coverage option that potentially helps you avoid a rate increase after your first at-fault accident
  • There is no limit on the number of times you can utilize this feature
  • Claims payout example: If the total repair cost is $2,300 and you have a net deductible of $500, Nationwide’s payout would be $1,800, which is under the $2,000 Fender Bender Forgiveness threshold and qualifies for Fender Bender Forgiveness 

Rest easy knowing that your furry friend is covered if they're injured in a car accident while in an insured vehicle. Your family's other pets are covered, too.

We’ll reimburse you up to $1,000 for injury or loss to your or a family member’s dog or cat. This includes coverage for reasonable and necessary veterinary expenses and medicines. Coverage also includes the cost to replace your dog or cat (with a similar dog or cat) if injury results in death. Coverage is subject to the following conditions:

  • It applies only to a dog or cat owned by you or a family member
  • It applies only if the dog or cat is injured while inside your covered vehicle at the time of the covered collision loss
  • Our obligation to pay for an injury under this coverage has no effect on any other policy that you have with us
  • No deductible applies to any payment under this coverage
  • Coverage is subject to all terms and conditions of the policy, except as changed by this endorsement

You can have more peace of mind on auto repairs. 

Enjoy the comfort of a written guarantee on repairs for as long as you own or lease the vehicle.2

We’re here when you need us.

Get in touch online, over the phone or via the Nationwide mobile app.

Policy information is available whenever and wherever you need it.

Log in to your account to pay a bill, print an ID card, manage your coverage or report a claim from virtually any device.

Choose how you want to receive documents and cut down on paper.

You'll receive email alerts about upcoming payments and available documents.

Shopping for a new vehicle is a little easier.

Save on new cars and view dealer-guaranteed prices on used cars before you even visit a dealer.

heart icon

Thank you for placing your trust in us.
If you have a claim, please visit Nationwide.com/claims or call 1-800-421-3535 to speak with a Nationwide claims associate.

[1] In Virginia, any auto coverage provided under this endorsement will be excess over any coverage otherwise provided by this policy.
[2] There is a guarantee of workmanship on appraised and completed repairs performed by an On Your Side Auto Repair Network® facility for as long as the vehicle is owned or leased by the customer.

These benefits apply to certain tenured Nationwide® auto and/or home insurance customers with the following endorsement numbers in their policy: A 4579 07 16 (Auto), H 03 11 07 16 (Homeowner), H 03 46 CT 04 18 (Homeowner, Connecticut), A 4641 11 17 (Virginia). Review your policy or contact your agent to find out whether you qualify.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declarations pages, which are controlling. Such terms and availability may vary by state, and exclusions may apply.