Renters insurance

Why you need renters insurance

To protect what you own

Your landlord’s insurance policy isn’t enough. It most likely ONLY covers the building you live in. Not your personal belongings.

To protect yourself

If someone gets hurt in your apartment, guess who might be held responsible. Yes. You. Apartment insurance offers liability coverage to protect you.

To ensure you have somewhere to live

If the home you reside in gets damaged and you can’t live there, you could have to pay for temporary housing.

Renters coverage and discounts


Find out how a renters policy protects you & your stuff.

Standard & optional coverages

Get help repairing or replacing what you own.1

Get Brand New Belongings

Making renters insurance more affordable.

How you can save

Bundle & save

Combine auto, home and life to save time and money.

Get a multi-policy discount »

Manage your policies online

Get ID cards & policy documents, change your coverages, make payments or manage a claim.

Learn about our self-services »

Superior claims service

In times of need, we stand by you.

Log in »

Start a property claim »

Claims FAQ »

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply.

1Brand New Belongings is an optional feature. Exclusions and limits apply. Damaged items may be repaired in some cases. Details vary by state and policy language. Please consult your policy for the specifics of your selected coverages. Subject to underwriting guidelines, review, and approval.