Whether you're a new renter in the college town of Eugene or a veteran tenant in Hillsboro, having renters insurance is one of the best investments you can make. Nationwide's renters insurance policies are both affordable and dependable, providing the protection you deserve. Our renters coverage can protect your rental in the event of water backup damage, theft, certain natural disasters and more. Nationwide’s insurance coverage provides customizable protection at affordable rates. We even offer discounts to help our members save more. Start an Oregon renters insurance quote online now.
Is renters insurance required in Oregon?
While renters insurance is not required by law in Oregon, your landlord may require you to purchase a policy. It’s generally a good idea to have at least some form of coverage as your landlord’s insurance is not liable for any damage to your personal property. So in the event of a fire, accident, or burglary you will be responsible for replacing your belongings.
Oregon renters coverages and discounts
Renters insurance coverage
With Nationwide renters insurance coverage, you enjoy the security of knowing your belongings may be covered if stolen, damaged or destroyed.
Policy features that may meet the needs of Oregon renters
Renting an apartment or home in the great state of Oregon offers endless activities and beautiful scenery, but do you have the coverage you need to protect your personal belongings and property? Nationwide offers a range of renters insurance options.
Valuables Plus®1 insurance may cover items such as jewelry, watches, antiques and fine art in the event of covered losses, including theft.
Medical payments renters insurance may cover others' medical expenses resulting from an accident on your property.
Nationwide agents throughout Oregon are ready to assist you
What factors go into determining a renters insurance rate?
While the average cost of renters insurance varies based on a number of components, these are common factors that insurance companies use to assess risk and determine your renters insurance rate:
The location of the rental property includes state and ZIP code.
The type of coverage you choose and how much personal property and liability protection you want your policy to cover.
The amount of money you choose to pay out of pocket can affect your renters insurance premium.
Bundle insurance policies
Nationwide offers a variety of multi-policy discount options. Choosing to bundle auto and renters insurance from the same insurance provider can potentially lower your insurance premium.
What to consider when getting renters insurance in Oregon
Oregon is no stranger to rainfall throughout the year. While renters insurance covers damage to property as a result of rain, hail, and high winds, any damage as a result of a flood generally requires a separate policy.
Get a free Oregon renters insurance review
A Nationwide On Your Side® Review is a free, annual consultation and insurance assessment that can help you:
Increase or decrease your deductible(s)
Determine the home insurance coverage options that are right for your budget and situation. For instance, did you recently build a garage or gazebo you need covered? Have you installed a protective device that could qualify you for a discount? The On Your Side® Review is a great time to make these types of updates to your policy.
*Nationwide Insurance does not offer wildfire mitigation discounts or actions for the state of Oregon.
 Valuables Plus is an optional feature. Exclusions and limits apply. Details vary by state and policy language. Please consult your policy for the specifics of your selected coverages.
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.