Prior to cancelling your trip, please review the Trip Cancellation and Trip Interruption sections of your plan for the list of covered reasons for claims to reimburse your pre-paid, non-refundable trip costs. Some plans may cover cancellation of trips to countries where the CDC has issued travel warnings.
Please check with your travel provider as a first step to see if you can reschedule your trip without incurring cancellation fees. Many airlines are proactively canceling flights and many cruise operators have canceled operations. Other travel providers and tour operators are proactively suspending operations as well.