[1] All guarantees and protections, where available, are subject to the claims-paying ability of Nationwide Life Insurance Company.
[2] Please note that you can exercise this feature only once. Also, it’s not available in the first rider year and is available only prior to the first lifetime withdrawal.
[3] The lifetime withdrawal percentage is based on the younger spouse’s age and may be lower when the Joint Option is elected.
[4] Any income rolled forward to the following year will be the first dollars withdrawn and will be forfeited if it isn’t taken by the end of the following year.
The current cost of the Nationwide Lifetime Income Rider+ is 1.30% with a maximum charge of 1.50%. The cost is assessed annually on the Current Income Benefit Base.
As you learn more about Nationwide L.inc+, remember that a variable annuity is a contract purchased from an insurance company and is designed for long-term investing. The values will fluctuate based on investment option performance. Investing involves market risk, including possible loss of principal. Variable annuities have some limitations, and you may be charged penalties if you take your money out early. Withdrawals may be subject to ordinary income taxes, and if you are under age 59½, you may also pay a 10% federal tax penalty. Fees and charges can vary.
Variable products are sold by prospectus. Carefully consider the investment objectives, risks, charges and expenses. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To request a copy, go to nationwide.com/prospectus or call 1-800-848-6331.
Products are issued by Nationwide Life Insurance Company, Columbus, Ohio. The general distributor for variable products is Nationwide Investment Services Corporation, member FINRA, Columbus, Ohio.
Nationwide Funds are distributed by Nationwide Fund Distributors LLC, member FINRA, Columbus, Ohio. Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company, Nationwide Investment Services Corporation and Nationwide Fund Distributors are separate but affiliated companies.
Nationwide, the Nationwide N and Eagle, Nationwide is on your side, Nationwide Lifetime Income Rider+, Custom Choice and Nationwide Destination are service marks of Nationwide Mutual Insurance Company. All American Gold is a service mark of Nationwide Life Insurance Company.
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