Although most people will need some type of long-term care (LTC) in their lifetime, less than 8% of Americans have LTC coverage.1
And, did you know that women are nearly twice as likely to file a LTC claim than men?2
Paying for LTC
It’s important to have funding in place before a LTC event occurs. You can’t depend on government programs, but there are ways you can protect yourself against the expenses of long-term care.
- LTC coverage – there are a variety of insurance solutions (some with guarantees) to meet your needs and budget
- Annuities – a way to save if you are not insurable
Get education on demand to go deeper into long-term care
 Sources: Kaiser Family Foundation – Population Distribution by Age Report for 2018 and American Association of Long Term Care Insurance – AALCTCI, 2020 Report
 Source: American Association for Long-term Care Insurance, AALTCI January 2019.
 Source: Genworth 2020 Cost of Care Report, Dec. 2, 2020.