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Put time to work for you. The more you have, the more your money has a chance to grow. Get started and remember: no decision is final. You can make changes anytime.1 We’re here to help you along the way.
Important market risk & investing information
Your plan may offer a Managed Account Service for a fee. Check with your plan.Help me do it
Select an investment option that aligns with your investing personality (conservative, moderate, aggressive) or the year closest to when you hope to retire. These are asset allocation funds and target date funds.
Asset allocation funds are available for conservative, moderate or aggressive investors.
Target date funds are a type of asset allocation fund that is rebalanced over time to become more conservative as retirement approaches.
Target date funds invest in a wide variety of underlying funds to help reduce investment risk. So, in addition to the expenses of the target date funds, you pay a proportionate share of the expenses of the underlying funds. Target date funds are designed for people who plan to withdraw funds during or near a specific year. Like other funds, target date funds are subject to market risk and loss. Loss of principal can occur at any time, including before, at or after the target date. There is no guarantee that target date funds will provide enough income for retirement.Do it myself
Build your own portfolio by understanding your risk tolerance and your plan’s investment options & performance.
For more information on specific investment options, go to nationwide.com/investmentoptions. Enter your case number and select Comparative Chart of Investment Options. Under each fund name, you can link to the prospectus and/or fact sheet.
 Some plans may have restrictions.
 “How to plan for rising health care costs,” Fidelity Viewpoints (Aug. 3, 2020). Estimate based on a hypothetical couple retiring in 2020, with average life expectancies of 85 for a male and 87 for a female. It does not include other health-related expenses, such as over-the-counter medications, most dental services, and long-term care.