What an AgriChoice policy covers
- Farm home and contents
- Detached garages and other buildings
- Farm and ranch structures
- Personal property
- Farm machinery and equipment
- Milking and pasteurization equipment
- Refrigeration units
- Equipment breakdown
- General liability protection
Then, we offer a variety of optional coverages to help you tailor your policy to the exact needs of your dairy farm, without paying for coverages you don’t need.
Optional AgriChoice coverages for dairy farms
Coverage for your herd
Insured dairy cows may be protected against several additional categories of loss. If you choose not to insure your cows, AgriChoice still provides you with coverage if they’re struck by a motor vehicle, train or accidentally shot. At no additional cost, this coverage provides protection up to $500 per head. Higher limits are also available.
Coverage for your hay
When coverage for hay is chosen, AgriChoice provides up to $100,000 per stack.
Liability protection for unwarranted animal cruelty allegations
Legal defense against animal cruelty charges may result in sizable attorney fees. AgriChoice provides coverage up to policy limits to reimburse attorney fees for lawsuits in which you’re found not guilty. (Not available in all states.)
Disruption of farming operations
Provides coverage for loss of earnings and extra expenses that result from an interruption of farming operations caused by a covered cause of loss.
Offers coverage when an electrical interruption or a breakdown of a refrigeration system causes spoilage.