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We look to serve classes and sizes of commercial construction operations that are growing and may have outgrown small business coverages — a market often underserved. Our ideal commercial contractor has a good knowledge of site and fleet safety and wants to work with us to develop their risk management programs further.
We seek contractors who passionately care about their employees’ safety and business reputation. Their work quality and standards are high, and they have the same expectations of their subcontractors.
We support commercial general, heavy construction, and specialty & trade contractors who do the following types of commercial construction (but not limited to):
Combines building, business personal property and property in transit coverage to more fully address the needs of complex operations with high property values, multiple locations, and where business personal property is often moved between locations.
Offers broad protection for graders, cranes, bulldozers, front-end loaders and other large equipment. There aren’t any restrictions on boom length or weight of load. We also can cover the big expenses that can follow a loss to equipment, such as renting substitute equipment, debris removal and pollutant cleanup.
Covered property includes buildings under construction (including foundations); materials on site, in transit, or at temporary storage locations; and temporary structures. Additional coverages are available for scaffolding re-erection, site preparation and debris removal.
City/state contractor’s license bonds, business services, fidelity coverage, wage and welfare, tax bonds, bid bonds, performance and payment bonds.
We know that if you have a claim, not every situation is the same. So to help you and your business get back to normal as soon as possible you’ll have access to tools, resources and a team of experts.
Check out some highlights (PDF) on what sets our claims teams apart, such as:
Combines commercial property, business income and general liability coverage into one convenient package. Options include additional insured status for ongoing and completed operations on a scheduled or blanket basis; primary / non-contributory coverage; waiver of subrogation; and per-project or per-location general aggregate limits.
Explore your options for additional insurance protection for construction companies.
Cover the cars, trucks or vans you may use as you travel to job sites
Protect your employees against injuries at the construction site
Comprehensive bond solutions for contractors of all sizes
Extends your coverage if your policy does not fully cover losses or financial damages
Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.