As a construction company, you manage vital resources like materials and equipment that are essential to your business. We can help you manage another important issue, unexpected events such as theft, injuries or damages.

As one of the country’s leading business insurers, we understand the risks inherent to the construction industry. We offer a broad range of insurance for construction companies to help guard against those risks.

Covering the unexpected

Nationwide construction insurance will help protect you and your business from:

  • Property damage lawsuits
  • Losses from faulty repairs or installs
  • Work vehicle losses incurred on the job
It also helps when you need pollutant and debris removal.

Commercial package policy

Combines commercial property, business income and general liability coverage into one convenient package. Options include additional insured status for ongoing and completed operations on a scheduled or blanket basis; primary / non-contributory coverage; waiver of subrogation; and per-project or per-location general aggregate limits.


Insure against physical damage to your business property.

Property coverage

Protect your construction company from lawsuits and injuries.

Liability coverage
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Cover your construction company against an interruption in income if you have to shut down unexpectedly.

Business income coverage

Specialized coverages & endorsements for construction companies

Combines building, business personal property and property in transit coverage to more fully address the needs of complex operations with high property values, multiple locations, and where business personal property is often moved between locations.

Construction equipment

Offers broad protection for graders, cranes, bulldozers, front-end loaders and other large equipment. There aren’t any restrictions on boom length or weight of load. We also can cover the big expenses that can follow a loss to equipment, such as renting substitute equipment, debris removal and pollutant cleanup.

Covered property includes buildings under construction (including foundations); materials on site, in transit, or at temporary storage locations; and temporary structures. Additional coverages are available for scaffolding re-erection, site preparation and debris removal.

City/state contractor’s license bonds, business services, fidelity coverage, wage and welfare, tax bonds, bid bonds, performance and payment bonds.

Other business insurance products

Explore your options for additional insurance protection for construction companies.

Loss control services & risk management

As a Nationwide customer, you have access to certified Construction Risk Insurance Specialists and other field professionals who are dedicated to helping you manage risk. You also get assistance with loss control solutions that are especially important to contractors, including:

  • Collision countermeasures
  • Completed operation risk evaluation
  • Construction site security evaluation
  • Equipment theft prevention
  • Fleet program review and tune-up
  • Hot work program evaluation
  • Job site safety evaluation
  • Material-handling review
  • OSHA 10-hour Construction training
  • Risk transfer program review

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Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.