Business insurance solutions

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Popular business insurance products

We have your small business covered

Small businesses drive the American economy. We understand that small business owners like you work hard every day, taking risks to better serve your customers, employ more people and strive to be successful. As the #1 in Customer Satisfaction with Small Commercial Insurance1, serving over 1 million small businesses like yours around the world, and the 7th largest commercial insurance carrier2, we can help you build and protect your business by providing customized insurance solutions to support you and your budget. You can rely on our financial strength and stability to be there when you need us most.

Management liability insurance packages

Guard against a wide array of risks with a flexible package policy that could include:
  • Cyber coverage
  • Directors & officers liability
  • Employment practices liability
  • Fiduciary liability
  • Miscellaneous professional liability
  • Specialty crime
  • Technology, media & professional services

Surety bonds

Nationwide has been providing contract, commercial and fidelity bonds for more than 50 years. Different than insurance, a surety bond is designed to guarantee your:
  • Integrity and honesty
  • Performance and financial responsibility
  • Compliance with a law or contract

Learn about surety bonds

A leader in small business solutions

We specialize in small business products & solutions for:
  • Auto service & repair
  • Consulting offices
  • Contractors
  • Food service
  • Photography studios

What type of small business insurance do I need?

The kinds of commercial insurance coverage you need depend on the kind of business you have. For example, a tree removal service working with potentially dangerous equipment would have different risks and needs than a freelance web designer. Another factor to consider is where your business is located. It's important to talk to an agent about your business before you purchase to help make sure you have coverage that meets your specific needs.

Things to consider when buying small business insurance

Checkmark-small-Black-75   Do you create and sell a product to customers?
Checkmark-small-Black-75   Do you have employees?
Checkmark-small-Black-75   Do you have one or more company vehicles?
Checkmark-small-Black-75   Do you offer a service to customers?

Industry insurance solutions

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[1] Nationwide received the highest score in the J.D. Power 2018 Small Commercial Insurance Study of customers’ satisfaction with their insurance provider. Visit jdpower.com/awards.

[2] A.M. Best, 2016 DWP