Human services insurance

Email us for more information: SpecCare@nationwide.com

As a provider of human services, you have unique needs. Our exclusive OthersFirst^® program provides a wide range of basic and optional coverages to meet the needs of your industry.

Use a commercial package policy as your base, then choose from a wide range of basic and optional coverages and endorsements to addresses the specific risks inherent to the human services industry.

Specialized coverages, endorsements and loss control services for your industry include:

Abuse prevention and reporting
Abuse or molestation coverage
Crisis response coverage
Emergency evacuations
Medicare and health care bonds
Professional liability insurance
Wheelchair transportation
Optional enhancement endorsements (property, workplace violence loss of income, human services enhancement, human services liability & commercial auto broad form)

Our OthersFirst^® program is open to both non-profit (501c3) and for-profit organizations in the business of caring for others, including:

Organizations who care for the elderly, the disadvantaged and others with physical or intellectual disabilities
Outpatient and residential mental health programs
Daycare centers for children with and without special needs

We also insure a wide variety of other organizations, including:

Adult day services
Addiction and treatment counseling (outpatient and residential)
Community/senior centers
Daycares for children with and without special needs
Domestic violence centers
Emergency shelters/transition homes
Food banks

Group homes
Intermediate care centers for physical or intellectual disabilities
Schools and programs for special needs
Outpatient and residential mental health programs
Goodwill Industries and thrift stores
YMCAs and YWCAs
Ronald McDonald Houses

Claims – just like your business – are unique

We know that if you have a claim, not every situation is the same. So to help you and your business get back to normal as soon as possible you’ll have access to tools, resources and a team of experts.

Check out some highlights (PDF) on what sets our claims teams apart, such as:

Our core consultative services
Claims associate expertise
Tools that make it easy to file a claim

Risk Management and Client Solutions

When you insure your business with Nationwide, you get risk management tools and resources, including a team who can review your operations, procedures and programs.

Learn about our services

Safe driver training and resources

Operating vehicles can be a significant source of risk. Get training, resources and expertise to help keep drivers safe.

View driver safety

Have a senior living organization to protect? Learn about our senior living insurance.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.