You know what’s best for your classic car under the hood – but what about the best classic car insurance? Nationwide has you covered with collector car insurance designed for the unique needs of classic car collectors.
Features of Nationwide classic car policies
Guaranteed ValueTM Coverage
Our policy guarantees your car's value, with no depreciation.1
Classic Car Insurance is up to 43% lower than standard insurance2 - so you can protect your investment for less.
Nationwide's classic car insurance allows limited pleasure use with no fixed mileage limits.
Access to the Experienced Claims Team at Hagerty
The in-house claims team at Hagerty is trained in the art of classic vehicle repairs. When you insure your classic car with Nationwide, you get access to Hagerty's claims service.
Repair Shop of Choice
When it comes to repairing and maintaining your collector car, it's worth it to be choosy. With Nationwide collector car insurance, you decide who should do the work.
Does your vehicle qualify for classic car insurance?
To qualify for collector car insurance you must meet the following requirements:
Usage: Our policy allows you to use your collector vehicle for club functions, exhibitions, organized meets, tours and even occasional pleasure driving. As long as it's not your daily driver, it qualifies for classic car insurance.
Storage: To qualify for classic car insurance, vintage vehicles generally must be stored in a private, enclosed, secure structure when not in use. Appropriate storage examples include:
- Private residential garages
- Private pole buildings or barns
- Rental storage units
Regular-use vehicles: All household members with a valid driver’s license must have a regular-use vehicle for daily driving to qualify for classic car insurance. Motorcycles and public transportation are not considered regular-use vehicles by our program in most cases.
Classic truck coverage: Collector trucks can also be covered by classic car insurance. We understand that you might have different uses in mind for a truck, which is why we offer specialized collector car insurance coverages. Talk to your agent about how hauling and towing can be considered on a limited basis under a classic car policy.
If you’re vehicle doesn’t qualify for classic car insurance, find an auto policy that better suits your needs.
Available classic car insurance coverages
Collision: Although classic cars aren’t for daily use, accidents can still happen. Whether it’s a collision with another vehicle or another object, your classic car policy may reimburse you for the damages.
Theft: In the unfortunate event that your classic car is stolen, Nationwide collector car insurance can cover you for the full amount specified on your policy.
Other Damage: Unexpected damage such as fire and vandalism may be covered under your vintage car insurance policy as well.
Additional classic car coverages and benefits: You can also get specialized coverage for automobilia, automotive tools, spare parts ($750 included at no charge, $0 deductible), Vehicle Under Construction endorsement, Traveling Collector endorsement and Hagerty Plus®
Get a classic car insurance quote today
Make sure your vintage vehicle gets the protection it deserves with Nationwide classic car insurance. Click here to get a quote online or call 1-888-891-0265 for a quote and all your classic car insurance needs.