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Power, speed, style. These are just a few of the things your muscle car symbolizes to you. With a car like that, you need more than just the standard auto policy. Nationwide has teamed up with Hagerty, the global leader in classic car insurance, to offer insurance policies to fit the needs of muscle car enthusiasts.

With no mileage limits our policies are designed for those who truly love their cars. Learn more about our muscle car coverage.

What does muscle car insurance cover?

Collision coverage

Although classic cars aren’t for daily use, accidents can still happen. Whether it’s a collision with another vehicle or another object, your classic car policy could reimburse you for the damages.

Theft

In the unfortunate event that your classic car is stolen, collector car insurance can cover you up to the Guaranteed Value® of your vehicle.

Comprehensive coverage

You want to ensure that your classic is protected even when it's not on the road. Comprehensive coverage ensures that your vehicle is protected from unexpected damages such as fire, theft, vandalism and more.

Liability coverage

Available for full coverage policies, liability insurance will cover injuries to other people, known as bodily injury, to put toward their medical expenses, funeral expenses, lost income, etc. It also covers damage to property, such as a person’s car or the fence in someone’s yard, among other things.

More reasons to get muscle car insurance

Your muscle car insurance should be just as powerful as your car itself. Here are a few more features of our muscle car insurance that set us apart from the other guys.

Guaranteed Value®

With agreed value car insurance, the value of your car is agreed upon before the policy goes into effect. In the event of a covered total loss, you’re guaranteed the agreed amount (with no depreciation, disputes or surprises).1Unlike a standard car insurance policy, there typically is no deductible and no depreciation in the value.

No mileage limits

Unlike other muscle car insurance companies, Nationwide and Hagerty give you the freedom to drive as many miles as you want. There are no fixed mileage restrictions.2

Policy terms

Our policies typically last for 12 months, which helps minimize hassle for you.

Low premiums

Our muscle car policies are up to 42% cheaper than regular car insurance.3 Why? Because you don’t drive your muscle car every day, there is reduced risk of an accident or damage. So you can get all the coverages you need. (And none that you don’t.)

Repair shop of choice

When it comes to repairing and maintaining your muscle car, it’s worth it to be choosy. With Nationwide and Hagerty, you decide who should do the work.
[1] Less any deductible and/or salvage value if the vehicle is retained.
[2] Occasional pleasure use does not mean use for daily driving to and from work or school, routine shopping, etc.
[3] Figure based upon 2017 consumer data collected by Hagerty on single quotes, with premiums $5,000 and under, from several daily driver auto insurance carriers.

Vehicles depicted are the property of actual customers. Any third-party trademarks or brands are the property of their respective owners. Their inclusion here is provided for informational purposes only, and does not constitute an endorsement of any third party by Nationwide. Nor does it imply, directly or indirectly, any sponsorship or affiliation between Nationwide and such third parties.

Products underwritten by Essentia Insurance Company. All coverage is subject to policy provisions, exclusions and endorsements. Some coverage may not be available in all states. All third-party names, trademarks and logos are property of their respective owners. Hagerty and Guaranteed Value are trademarks of The Hagerty Group, LLC.