Please keep in mind that these laws are subject to change, so it’s best to check with a local agent to confirm the type of coverage your state requires.
If you live outside of these 18 states, you live in what is called a “tort state.” In tort states, the insurance company of the individual found to be at fault pays for all damage costs in the event of an accident.
Do you live in one of the above no-fault states? If so, you need no-fault insurance to drive legally and protect yourself on the road.
Learn more about what no-fault insurance is and what it covers, or start your personal injury protection quote today with Nationwide.
*Kentucky, New Jersey and Pennsylvania are known as “optional no-fault” or “choice no-fault” states. In these states, drivers choose whether they will be held to a no-fault system.