Loading...
Embracing your empty nest
We’ll help protect so much more than your current chapter.
The empty nest years can bring a lot of change. You may be transitioning to retirement, relocating or downsizing. Perhaps you’re doing some traveling and enjoying new hobbies. Whatever your plans are, we have insurance resources to help you prepare for your next phase of life.
Discover ideas for redecorating, remodeling, relocating, and refreshing your insurance coverage—all tailored to your evolving lifestyle.
Insurance resources
Coverage
We’re here to help protect you during life’s big moments, including your time as an empty nester. The coverage outlined below has been chosen for people like you, customized for your life stage and needs.
Homeowners
As you resize your home, it’s important to re-evaluate your homeowners insurance and make sure you have protection for weather risks, fire and other covered losses.
Auto
There might be more road trips in your life now, so ensure that your auto insurance covers the cost of vehicle damage, medical expenses and more.
Umbrella
You’ve worked hard for your financial assets, and umbrella insurance adds extra protection beyond the limits of standard home and auto policies.
Roadside assistance
As you set off on new adventures, help’s there if you need it, from breakdowns to extended car towing. Coverage is available for $22 a year for Roadside Assistance Basic or $42 a year for Roadside Assistance Plus.
ID theft
Data security can be a worry, especially while traveling. For about $4 a month, we can help secure your personal data, offer access to a team of specialists and cover out-of-pocket expenses.1
Valuables Plus®
You might resize your home, but you’ll still have your prized possessions, such as jewelry or art collections. Get extra coverage for $45 a year.
Water backup
Water backups are common and costly. This extra coverage is available for damage if water backs up through the sewer or drains or if the sump pump overflows.
Additional coverage and programs
Additional coverage and programs help customize coverage so it’s just right for your needs.
Service line
Did you know that you’re responsible for the service lines on your property? For an average of $70 a year, coverage is available for the repair of underground utility lines if they’re damaged.
Equipment breakdown
If you’re resizing your home, you may appreciate coverage for the repair or replacement of essential equipment after an unexpected breakdown. It’s available for about $4 a month.2
Smart home
No matter where you are, you can monitor for water leaks and fire hazards from your phone. You could save on your insurance, and devices are easy to install.
Usage-based insurance
Whether you’re hitting the road more for fun or driving less without a commute to work, get a personalized insurance premium based on the way you drive.
Motorcycle, RV
You might be buying fun extras such as an RV or a motorcycle, and we can help you get the right coverage.
New hobbies, new adventures
[1] ID theft coverage must be combined with a Nationwide auto, home, renters, condo or RV policy. Monitoring, portal, resolution assistance services and personal cyber protection services are provided by Iris Powered by Generali.
[2] The price is valid as of October 2024 and may vary by state, the amount of insurance and the year of construction.
