Hail can occur in any strong thunderstorm, which means hail is a threat everywhere. When it hits, it can shred roof coverings and lead to water damage to your ceilings, walls, floors, appliances, furnishings and contents. Significant hailstorms result in millions—and sometimes billions—of dollars in damages to commercial roofs, siding, and outdoor and roof-mounted equipment.

Do I live in a hail prone area?

hail map

Hailstorm safety tips

In an automobile

  • Stop driving. If you see a safe place close by (like highway underpass or under a service station awning), drive to it as soon as you can. Make sure you pull completely off the highway.
  • Do NOT leave the vehicle until it stops hailing.
  • Stay away from car windows. Cover your eyes with something, like a piece of clothing. If possible, get onto the floor face down or lie down on the seat with your back to the windows.
  • Put very small children under you and cover their eyes.

In a building

  • Stay inside until the hail stops.
  • Stay away from windows.
  • Account for all family members, building occupants, pets, etc.
  • Do not go outside for any reason.


  • Seek shelter immediately. If you can’t find something to protect your entire body, find something to protect your head.
  • Stay out of culverts and lowland areas that may suddenly fill with water.
  • Seeking shelter under trees should be a last resort. It is common during severe storms for trees to lose branches.

Tips to prepare your home for a hailstorm

  • Ensure your roof is in good condition. The roof is your home’s first line of defense and years of severe weather, heat and other factors can take its toll. Hire a professional to inspect and complete any necessary maintenance.
  • Protect windows, doors and skylights. Storm shutters can greatly reduce or eliminate damage from hail and high winds. Consider installing these shutters if you live in areas prone to hail damage. If you are replacing windows, consider installing impact resistant options that can weather even the harshest storm.
  • Secure outdoor items or bring them inside. Move patio furniture or other outdoor equipment to a safe space like a garage or shed. For larger items that can’t be moved to a secure place, cover with a tarp or similar protective barrier to mitigate against damage.

Find other ways to protect your family by making your home more resilient to severe weather by visiting the Institute for Business and Home Safety website at disastersafety.org

Talk to us

Even with the best preparation, you can still sustain damage from unexpected events like a hail storm. Contact an agent today to protect your home, and enjoy the peace of mind knowing our disaster response resources would be ready to assist you in an emergency.

Making an auto hail damage claim

Making a property hail damage claim

Need to file a claim? Visit our claims center or call 1-800-421-3535.