Hail damaged houses can let water inside. If windows, doors or skylights have been broken, cover them with tarps or plywood to prevent rain damage inside your home. Be sure to save all repair receipts.
Don’t start permanent, major repairs or renovations until you have spoken with your Nationwide claims associate.
Take inventory and retain any belongings that may have been destroyed or damaged, noting the brand, price, age and other details.
If this loss causes your home to be unlivable, we may help cover your additional living expenses.
How the hail damage insurance claims process works
Once you file a hail damage claim, you’ll be assigned a Nationwide claims associate, who will:
Review your insurance policy
Explain the coverages that apply
Help schedule an inspection of your property, if needed
Some claims may be settled over the phone. Otherwise, a claims associate may inspect your property and estimate the cost to repair the damage.
Any payment you receive is based on the coverage you purchased and the severity of the damage, minus your applicable policy deductible.
Arranging for repairs
If your property sustains storm damage, you will likely need a contractor and/or roofer to make repairs.
For repairs, select one from our On Your Side® Property Repair Network or you’re free to find your own contractor. Contact your claims associate for additional information.
Learn more about how you can protect yourself after a storm to find a reputable contractor and download this infographic on tips to help avoid contractor fraud after the storm.
Each claim is handled on the basis of its individual facts and circumstances, in accordance with policy language, including applicable exclusions, conditions and limitations, as well as applicable controlling law.
The information contained on this page is intended to provide insight into our property claims process. Product, coverage, discounts, insurance terms, definitions and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms and discounts may vary by state and exclusions may apply.