homeowner and repair person in kitchen

Imagine coming home to six inches of standing water in your basement.

That’s a possibility every homeowner should be aware of considering the statistical likelihood of water damage. It’s also the source of most insurance claims:1 about one in 50 insured homes has a property damage claim caused by water or freezing each year.2

What many homeowners may not realize is that the true cost of water damage goes beyond just the claims. On average, water damage repairs cost $11,000, and that’s not including the loss of irreplaceable items and the accompanying emotional toll.1 So, what can you do to help prevent damage in your home?

Get smart about water detection

When you live with the expenses, risks, and unpredictability of owning a home, peace of mind is everything. That’s why smart home devices such as smart home thermostats, doorbells and security cameras have become increasingly popular among homeowners, especially younger generations comfortable with technology and connectivity. When surveyed, 76% of Gen Z homeowners expressed interest in owning smart home devices compared to 39% of Boomer homeowners.3

The good news is that smart home device capabilities extend well beyond the property cameras and alarm systems you’re likely more familiar with. Water detection sensors, for example, can help prevent or minimize damage from overflowing bathtubs, bursting pipes, sewer backups, sump pump failures and more. By enabling early detection, these sensors help make one of the most common sources of insurance claims the most avoidable.

Feel safer at home with smart home technology from Nationwide

Through Nationwide, you can purchase a smart home monitoring system from Notion® at a discount to help keep your home safe — not just from water damage, but from break-ins and fire damage as well. The Notion kit includes sensors with a plug-in, Wi-Fi-enabled bridge and an app that provides real-time alerts and allows you to manage your system from anywhere via your smartphone or tablet.

Setup is simple. Place smart sensors near water sources such as toilets, air conditioners, sinks, sump pits and pipes. These sensors then monitor for unusual activity and provide alerts to your device so you can quickly respond to problems that could otherwise become catastrophic and costly if left unchecked.

Make your home safer – and save with smart home.

When you add the smart home program to your policy, you don’t just gain an additional layer of protection for your home; you can also save. Nationwide offers the Notion smart home kit at nearly 50% off, along with premium discounts on your property insurance policy.

Nationwide’s smart home program is currently available in AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MI, MD, MO, MS, MT, NE, NJ, NM, OH, OR, RI, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY, with additional states added in the months ahead. To learn more about our smart home program, contact your agent or visit nationwide.com/getsmarthome.

smart home
Download the infographic to learn how to protect your home from water damage.
[1] 28.6% is the weighted average for 2015 – 2019; $11,000 is the weighted average of loss severity for 2015 – 2019
[2] Insurance Information Institute calculations, based on ISO®, a Verisk Analytics® business, data for homeowners insurance claims from 2015–2019

[3] Nationwide Agency Forward Smart Home Survey, August 2021

Availability varies by state, coverage selections and rating factors. Program criteria differ in Washington and California. The discount for smart home participation will be discontinued if an eligible smart home monitoring system is not purchased and activated within 55 days of enrollment. The smart home monitoring system and related support will be provided by the third-party system provider. Nationwide is not responsible for the system or any home monitoring.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.

The information included here is designed for informational purposes only. It is not legal, tax, financial or any other sort of advice, nor is it a substitute for such advice. The information may not apply to your specific situation. We have tried to make sure the information is accurate, but it could be outdated or even inaccurate in parts. It is the reader’s responsibility to comply with any applicable local, state or federal regulations. Nationwide Mutual Insurance Company, its affiliates and their employees make no warranties about the information nor guarantee of results, and they assume no liability in connection with the information provided. Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. © 2024 Nationwide