loading plants in the back of a truck

Savvy business owners know to follow safety precautions and best practices for the workplace. But whenever you or an employee leave your premises to conduct business off-site, the liability risk doesn’t end there. Do you have the right off-site safety measures in place?

We’ve compiled this list of off-site safety measures to help you identify and prevent some of the more common off-site business risks:

Transportation safety

  • Obey speed limits and other traffic laws
  • Hire licensed drivers with no major traffic citations on their records
  • Ensure vehicles and drivers have appropriate levels of liability insurance
  • Maintain vehicles in good, safe condition
  • Establish a safe driver program

Material handling safety

  • Educate employees on proper loading and unloading techniques
  • Ensure that loads are secured inside and outside the vehicle
  • Prevent vehicles from being overloaded; this reduces not only the risk of accidents, but also vehicle wear
  • When loading/unloading equipment or materials, barricade the area in case a load falls
  • Keep materials neatly stacked and out of the way 

Hazardous substances safety

  • Train workers in the safe handling, disposal and cleanup of chemicals – including paints, sealants and adhesives
  • Ensure adequate ventilation when using chemicals or flammable materials
  • Warn all non-employees about hazardous materials and ask them to leave the area
  • Have a fire extinguisher close to welding equipment and flammable materials

Tool and equipment safety

  • Keep your equipment in a lockbox at work sites when not in use
  • Ensure that all equipment is kept out of walkways
  • Secure and protect all tools and equipment during transit
  • Keep electrical tools in good working order with GFI-grounded plugs and non-frayed cords
  • Ensure all ladders are sturdy and level, with sidewalls that extend 36 inches above the top of the landing

Employee safety

  • Ensure that employees wear appropriate personal protection equipment such as hard hats, heavy boots or coveralls as necessary
  • Train employees in correct lifting techniques to avoid back injuries and dropping of loads
  • Require employees use proper safety protection such as goggles, gloves and shields when welding or using a blowtorch
  • Insist employees carry a fully charged pager or mobile phone off-site
  • Equip all company-owned vehicles with first aid kits

Need business liability insurance?

Contact us to get a business liability insurance quote today.

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